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In many cases, a home equity loan is considered a second mortgage, as it is made on top of an existing mortgage. If the home goes into foreclosure, the lender holding the home equity loan does not get.
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· Can you refinance with the same lender? Sure, but get quotes from others too. Your current lender may not offer the best rate.
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What is a Mortgage Lender? Lenders are the licensed professionals who give you the money either directly or through a third-party to fund your loan.
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