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Getting a Mortgage with Bad Credit. If you have bad credit and fear you’ll face a loan denial when applying for a mortgage, don’t worry. You may still be able to get a mortgage with a low credit score. Of course it will depend on a few factors, so your best bet to see if you’ll qualify for a loan is to talk to a lender. Many lenders will.
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For first-time home buyers, finding the right mortgage is crucial. It can also be a big challenge. You want to work with a lender who can give you the best rate, the right term and the lowest.